The Legend of
Once upon time, there was a handsome man. His name was Batara Guru Sahala. He liked fishing. One day, he caught a fish. He was surprised to find out that the fish could talk. The fish begged him to set it free.
Batara Guru could not bear it. He made the fish free. As soon as it was free, the fish changed into a very beautiful woman. She attracted Batara Guru so much. He felt in love with that fish-woman. The woman wanted to marry with him and said that Batara Guru had to keep the secret which she had been a fish. Batara Guru aggreed and promised that he would never tell anybody about it.
They were married happily. They had two daughters. One day Batara Guru got very angry with his daughter. He could not control his mad. He shouted angrily and got the word of fish to his daugters. The daughters were crying. They found their mother and talked her about it.
The mother was very annoyed. Batara Guru broke his promise. The mother was shouting angrily. Then the earth began to shake. Volcanoes started to erupt. The earth formed a very big hole. People believed that the big hole became a lake. Then this lake is known as Toba lake.
( Instruction: Translate the passage before you answer the question!)
QUESTION TO ANSWER
- How was Batara Guru look like?
- What was his hobby?
- What made his surprise about?
- What was that fish actually?
- Could Batara Guru hear that speaking fish?
- What was the secret that they keep?
- How many children did they have?
- Why did he not control his mad?
- What was happened after his wife shout?
- How was the Toba lake created?
ENGLISH FOR BANKING
CHECKING ACCOUNTS
In the
The method of recordkeeping is also different in savings accounts transaction. The bank records these transactions in the depositor’s passbook. Checking account customers, however, do not have passbooks. They themselves record the amounts of the checks that they write and they receive a monthly statement from the bank. This statement lists all the checks that the bank paid and all deposits that the account holder made during the month. The bank usually sends the statement with the customer’s cancelled checks. The customer than compares the balance on the statement with the balance in his own records by subtracting the total of his outstanding checks.
There are other fees that the bank may collect from checking account holders. For instance, banks charge a fee for stopping payment on a check. When a depositor decides that he doesn’t want the bank to pay a payee, but he has already written a check to that person, he may give the bank a stop payment order. The bank will then refuse to pay this check, and charges the depositor a fee. Banks also charge a depositor a fee when hi is overdrawn. A depositor is overdrawn when he writes a check for more money than the balance in his account. The bank marks the check “insufficient funds,” returns it, and charges a penalty for it. In everyday language we say that a check returned for insufficient funds has “bounced.”
Recent charges in banking regulations have allowed saving banks to offer negotiable order of withdrawal accounts. These accounts. Called N.O.W. accounts, are very similar to checking accounts but they pay interest like saving accounts. The depositors can write withdrawal orders against the balance in the account . these withdrawal orders look like checks, and depositors receive a monthly statement summarizing deposits and withdrawals. There is often no service charge if depositors keep a minimum balance in their accounts. Commercial banks also offer N.O.W. accounts.
As far as checking accounts go, the different between savings banks and commercial banks are growing smaller in the
(Translate the passage above into good Indonesian )
